Summary
Overview
Work History
Education
Skills
Websites
Accomplishments
Professional Courses
Timeline
Generic
Marcus Cleare

Marcus Cleare

Financial Services Strategist
Nassau

Summary

Experienced Vice President with a proven track record of aligning systems with business requirements, policies, and regulatory standards. Applies exceptional organizational and communication skills to effectively manage and lead teams. Results-oriented individual excelling in interfacing and consulting on business processes, leveraging sound overall business judgment to drive impactful outcomes. Passionate about delivering tangible results through strategic decision-making and fostering collaborative relationships.

Overview

22
22
years of professional experience
5
5
years of post-secondary education

Work History

Vice President, Credit Risk Department

Commonwealth Bank Ltd.
Nassau, Bahamas, N.P.
04.2022 - Current
  • Established a culture of continuous improvement, fostering innovation and driving sustainable growth across the organization.
  • Cultivated strong relationships with key stakeholders to promote collaboration and long-term success.
  • Ensured regulatory compliance at all times by implementing robust internal controls systems coupled with proactive monitoring mechanisms.

Assistant Vice President, Credit Risk Department

Commonwealth Bank Ltd.
Nassau, Bahamas
08.2021 - 03.2022
  • Established a high-performance culture within the team by setting clear expectations and providing regular feedback on individual performance contributions.
  • Optimized resource allocation by analyzing operational needs, reallocating resources as needed to maximize efficiency across all functions.

Sr. Manager

Commonwealth Bank Ltd.
01.2007 - 07.2021
  • Managed daily operations while maintaining a high level of efficiency, productivity, and customer service.
  • Built strong relationships with key clients, resulting in increased loyalty and repeat business.
  • Collaborated with senior management to develop branch-specific goals aligned with company objectives.

Retail Mortgage Specialist

CIBC/FCIB (First Caribbean Bahamas Ltd)
01.2003 - 12.2006
  • Managed a diverse pipeline of mortgage applications, prioritizing tasks effectively to meet deadlines consistently.
  • Conducted insightful market analyses to identify emerging opportunities, driving business development initiatives.

Education

MBA - Banking & Finance

Bangor University Business School
United Kingdom
05.2019 - 04.2022

Mechanical Engineering - Pre-Technology

College of The Bahamas
Nassau, Bahamas
01.2001 - 01.2003

Skills

Team leadership

Strategic planning

Coaching and mentoring

Decision-making

Process improvement

Critical thinking

Results-driven

Risk management

Policy and procedure development

Complex Problem-solving

Innovation management

Verbal and written communication

Accomplishments

  • 2020, Project Lead & Subject Matter Expert for the successful launch of CB Account Origination Digitization Project.
  • 2016, Lead Designer & Subject Matter Expert for the CB Client Credit Line, a new tool that was developed to revolutionize the Bank's capacity to deliver top-quality credit service. Assisted with the training and partial implementation of the tool.
  • 2010, Achieved $100 Million milestone in Consumer Loan Receivables (2nd time in Bank history), plus credit asset growth and sales which were #1 Bank-wide. Additionally, #2 most profitable branch and #1 in loan write-off's recovered.
  • 2010 Achieved most profitable branch and managed a major disaster recovery, temporary relocation and reopening of a large branch.
  • 2009 Achieved most profitable branch. Designed and pioneered the highly successful Assistant Credit officer (ACO) Credit Process system.
  • 2009, Achieved $100 Million milestone in Consumer Loan Receivables (1st in the Bank's 50-year history).
  • 2009, Achieved record branch sales while overseeing the growth of branch credit assets
  • 2007, In the role of Assistant Branch Manager, achieved three (3) consecutive Branch of the Year awards.
  • 2007, Multiple internal and external commendations received in recognition of individual and team performance. Consistently developing sustainable relationships with key intermediaries.
  • 2006, Recipient of the FCIB Bank's coveted 'Captain's Choice' award. Team consistently ranked #1 for all First Caribbean Bank finance specialists in total sales and revenues. Integral role in achieving sales and referral measures in excess of goals.
  • 2005, Recipient of 1st place award for hugely successful 'More than a Mortgage' campaign. Recognized as the official pacesetter for the Bank in key areas of sales and customer service experience.

Professional Courses

  • 2024, Executive Development Program, Richard Ivey School of Business, Ontario, Canada
  • 2018, Analyzing Bank Performance, American Bankers Association
  • 2011, Leadership Development Program, Richard Ivey School of Business, Ontario, Canada
  • 2016, Leadership Essentials
  • 2017, Leadership & Mentoring, John Maxwell
  • 2016, AML Certification
  • 2015, The Carrot Principle - NYT Best Seller
  • 2012, Preparing for the Next Generation Employee, Yvette Francis
  • 2011, Banking Compliance Review
  • 2011, Credit Risk Management
  • 2011, Retail & Commercial Delinquency Management
  • 2010, Credit Risk Assessment
  • 01/01/10, Credit Tools & Techniques
  • 01/01/09, Commercial Credit Risk Management
  • 01/01/05, Sales & Negotiation, Nigell McConell, Miami Fl
  • 01/01/05, Credit Risk Assessment
  • 01/01/04, Credit Tools & Techniques
  • 01/01/04, Retail Credit Management
  • 01/01/03, Principles of Accounting
  • 01/01/02, Small Business Credit Management
  • 01/01/02, Small Business Account Management

Timeline

Vice President, Credit Risk Department

Commonwealth Bank Ltd.
04.2022 - Current

Assistant Vice President, Credit Risk Department

Commonwealth Bank Ltd.
08.2021 - 03.2022

MBA - Banking & Finance

Bangor University Business School
05.2019 - 04.2022

Sr. Manager

Commonwealth Bank Ltd.
01.2007 - 07.2021

Retail Mortgage Specialist

CIBC/FCIB (First Caribbean Bahamas Ltd)
01.2003 - 12.2006

Mechanical Engineering - Pre-Technology

College of The Bahamas
01.2001 - 01.2003
Marcus CleareFinancial Services Strategist