Sierra L. Romer
Nassau,NP
Summary
Professional with strong expertise in accounting, administration and finance, prepared to excel in challenging role. Skilled in financial reporting, budgeting, and analysis, with proven ability to streamline processes and enhance productivity. Known for effective teamwork, adaptability, and delivering consistent results. Reliable with strong organizational and communication skills, ensuring accurate and efficient operations.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Administrative Accountant
SAN PEDRO INTERNATIONAL SCHOOL
09.2023 - Current
- Observe processes and establish protocols using GAAP.
- Ensure transactions are supported by proper documentation by review of receipts and relevant documents.
- Generate Financial Statements for the School Board and external accounting firm
- Prepare Invoices, Account Statements, Receipts for customers
- Liaise with external stakeholders.
- Account for the daily intake and removal of cash and prepare cash for bank deposit.
- Enter transactions into Accounting Software for tracking of sales, expenses, purchases recurring transactions and inventory.
- Manage collection of accounts receivable via Account Aging Summary Report
Home Financing Specialist
SCOTIABANK LTD. Nassau Main Branch
05.2022 - 04.2023
- Assessed financial statements.
- Performed financial analysis for clients using financial ratios.
- Reviewed US Tax Return Statements & W2 forms.
- Authorized the opening of accounts upon review of proper KYC documents.
- Reviewed daily package for new, reactivated, inactive and closed accounts and card replacements in absence of Personal Banking Manager
- Managed relationships with high-net-worth clients, realtors, developers, and other Centers of Influence in the community.
- Sold mortgage products relative to the customer’s need.
- Highlights:
- Achieved the position of Top Branch Sales Officer in Key Performance Indicators for March 2023
Credit Officer (Town Center Mall Branch)
COMMONWEALTH BANK LTD.
02.2018 - 04.2022
- Reviewed all security/ legal documents and loan maintenance forms.
- Assessed financial statements.
- Performed financial analysis for clients using financial ratios.
- Managed portfolio of customers.
- Completed loan proposals relating to consumer and real estate financing.
- Liaised with the Credit Risk Management Department relating to high-risk loans.
- Highlights:
- Employee of the Month February 2022
- Newgen Subject Matter Expert
- T.R.A.C. IT Champion – (Managed colleagues smart goal development
Assistant Credit Officer (Town Center Mall Branch & Cable Beach Branch)
COMMONWEALTH BANK LTD.
11.2015 - 01.2018
- Performed reconciliation of General Ledgers monthly for loan fees.
- Forwarded Government Stamp Tax/Receipt Tax payments monthly to the Bahamas Public Treasury/ Department of Inland Revenue along with relevant statutory documents.
- Forwarded statutory documents to the Registrar General Monthly for Public recording and received evidence of Registry receipt.
- Liaised with lawyer regarding the preparation of Chattel Mortgages, Equitable mortgages, First Demand Legal Mortgages, Further Charges and Mortgage Satisfactions and for notary purposes.
- Prepared/manage records of department weekly and monthly financial/sales reports
- Scheduled appointments for clients to see loan officer.
Securities Clerk (Served in Absence of Officer)
COMMONWEALTH BANK LTD.
11.2015 - 09.2017
- Managed portfolio of customers for the monthly renewal of auto insurance.
- Ensured proper documentation of customer identity KYC.
- Ensured that all securities were in place prior to loan disbursement.
- Prepared customer loan files for Management Review
- Ensure that all consumer loan files were properly secured and tracked
- Procured securities documentation for all new loans (insurance documents and deed receipts)
- Followed up with attorney office for registry receipts for deeds.
Dealer Representative (Marketing & Business Development)
COMMONWEALTH BANK LTD.
06.2014 - 10.2015
- Stations: Sanpin Motors, Friendly Ford, Executive Motors / Auto Mall
- Prepared department weekly and monthly sales reports.
- Assisted Credit Officers across branches by soliciting and referring approved loan applications.
- Scheduled appointments with Credit Officers for the loan closing of approved clients.
Credit Card Clerk/Quality Service Co-Ordinator, Cable Beach Branch
COMMONWEALTH BANK LTD.
08.2009 - 07.2012
- Prepared weekly and monthly reports relating to number of credit card applications, credit cards in branch and card collection.
- Perform financial analysis for clients to ascertain the relevant credit risk.
- Refer high risk credit card applications to the Credit Risk Management Department for further adjudication forwarding to the Credit Card Centre
- Ensured all credit card applications were thoroughly completed and supported by proper documentation prior to forwarding to the Credit Card Centre.
- Answered customer queries and ensured customer service standards were kept
- Assisted with customer appreciation functions.
Education
BBA - Banking & Finance: Private Banking & Trust
University of The Bahamas
Nassau, NP05.2017
Skills
- Comprehensive financial assessment
- Evaluative reasoning
- Portfolio Management
- Collaborative teamwork
- Financial reconciliation
- Data reporting
- Information organization
- Strong attention to detail
- Customer relationship development training
- Performance optimization
- Stakeholder & Customer Communication
- Workflow prioritization
Certification
- Analyzing Financial Statements – American Bankers Association – 2020-11
- Money and Banking – American Bankers Association – 2018-06
- Consumer Lending – American Bankers Association – 2017-06
References
Available upon Request
Languages
English
Advanced (C1)
Spanish
Intermediate (B1)
Timeline
Administrative Accountant
SAN PEDRO INTERNATIONAL SCHOOL
09.2023 - Current
Home Financing Specialist
SCOTIABANK LTD. Nassau Main Branch
05.2022 - 04.2023
Credit Officer (Town Center Mall Branch)
COMMONWEALTH BANK LTD.
02.2018 - 04.2022
Assistant Credit Officer (Town Center Mall Branch & Cable Beach Branch)
COMMONWEALTH BANK LTD.
11.2015 - 01.2018
Securities Clerk (Served in Absence of Officer)
COMMONWEALTH BANK LTD.
11.2015 - 09.2017
Dealer Representative (Marketing & Business Development)
COMMONWEALTH BANK LTD.
06.2014 - 10.2015
Credit Card Clerk/Quality Service Co-Ordinator, Cable Beach Branch
COMMONWEALTH BANK LTD.
08.2009 - 07.2012
BBA - Banking & Finance: Private Banking & Trust
University of The Bahamas
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